Best Credit Cards With Priority Pass Airport Lounge Access of 2022

Insider’s specialists select the perfect services to assist make good choices together with your cash (here’s how). In some circumstances, we obtain a fee from our our partners, nonetheless, our opinions are our personal. Phrases apply to gives listed on this web page.

Now that journey is again in full swing, the crowds have returned — and navigating a busy, loud airport will be traumatic at the perfect of instances. Fortuitously, there are travel credit cards that may make your airport expertise extra civilized, together with cards that offer statement credits for TSA PreCheck and Global Entry to hurry via safety and customs traces and credit cards with priority boarding to assist get you settled on the airplane sooner.

There’s one other bank card perk that may provide an escape from the hustle and bustle of the airport terminal. Precedence Go is a community of over 1,300 airport lounges world wide, and you will get a free membership to entry them when you’ve gotten sure bank cards. Some playing cards additionally provide as much as $30 per individual in free meals and drinks at choose airport eating places that take part within the Precedence Go program.

Here is a breakdown of the Precedence Go program and how one can get entry via choose bank cards.

We’re targeted right here on the rewards and perks that include every card. These playing cards will not be value it in case you’re paying curiosity or late charges. When utilizing a bank card, it is necessary to pay your stability in full every month, make funds on time, and solely spend what you may afford to pay.

Which bank cards provide Precedence Go membership?

Many of those are premium cards with excessive annual charges that include different lucrative travel perks — however there are a number of that will not value you an arm and a leg. And getting Precedence Go entry via a bank card is a greater deal than buying a Precedence Go membership straight — this system usually fees as much as $429 per 12 months for the privilege.

Chase Sapphire Reserve®

Capital One Enterprise X Rewards Credit score Card

The Platinum Card® from American Categorical

The Enterprise Platinum Card® from American Categorical

The Amex Enterprise Platinum Card is providing a welcome bonus of 120,000 Membership Rewards® factors after spending $15,000 on eligible purchases together with your card throughout the first 3 months of card membership. You may offset its $695 annual payment with worthwhile assertion credit for airline incidental charges**, Dell Applied sciences, Certainly, Adobe, and U.S. wi-fi service suppliers**, and extra.

Marriott Bonvoy Good™ American Categorical® Card

Hilton Honors American Categorical Aspire Card

U.S. Financial institution Altitude® Reserve Visa Infinite® Card

Hilton Honors American Categorical Surpass® Card

The Hilton Honors American Categorical Enterprise Card

Evaluate Precedence Go bank cards

Chase Sapphire Reserve

In order for you entry to the total vary of Precedence Go lounges and eating places, the Chase Sapphire Reserve® is a superb choice. Not solely does the Chase Sapphire Reserve® provide a lot of nice journey perks, however the Precedence Go Choose membership would not exclude entry to eating places and cafes like membership via American Categorical playing cards do.

The cardboard presently gives a welcome bonus of 60,000 bonus factors after you spend $4,000 on purchases within the first 3 months from account opening. The annual payment is $550, however cardholders obtain as much as $300 in travel credits annually and top-notch journey and buy protections. 

For simply $75 yearly, you may add an authorized user to your Chase Sapphire Reserve®, and this qualifies for a similar membership perks. That features bringing as much as two visitors into the lounge per go to. Any visitors past this quantity can enter at a reduced charge of $32 per individual. 

Capital One Venture X

The Capital One Enterprise X Rewards Credit score Card is Capital One’s first-ever premium credit card, and it is an awesome worth if you need a Precedence Go Choose membership with limitless visits, restaurant entry, and two free visitors (further visitors value $27).

Its annual payment of Capital One Enterprise X Rewards Credit score Card is decrease than comparable journey rewards playing cards, and you may additionally get access to Plaza Premium Lounges and Capital One’s new airport lounges, the primary of which just lately opened at Dallas-Fort Value (DFW), with a second opening subsequent 12 months in Denver (DEN).

The Capital One Enterprise X Rewards Credit score Card can be an inexpensive alternative if you need your approved customers to obtain Precedence Go entry as nicely. You may add as much as 4 approved customers free of charge, and every will get their very own Precedence Go Choose membership and Plaza Premium/Capital One airport lounge entry.

The Capital One Enterprise X Rewards Credit score Card gives a welcome bonus of 75,000 bonus miles if you spend $4,000 on purchases within the first 3 months from account opening. As well as, cardholders obtain up to $300 in credit toward Capital One travel portal purchases annually.

Amex Platinum

The Platinum Card® from American Categorical gives one of the complete airport lounge applications of any premium bank card, which incorporates entry to the Precedence Go community in addition to Centurion lounges, Delta Sky Clubs (if you fly Delta), and several other different lounge manufacturers.

Major cardholders and approved customers get Precedence Go Choose membership** with complimentary admission for as much as two visitors per go to (further visitors value $32). You will not get entry to Precedence Go airport eating places as a result of that is an American Categorical card, so if that is necessary to you, one other completely different card could also be a greater match.

The Platinum Card presently gives a welcome bonus of 100,000 Membership Rewards factors after you spend $6,000 in your first 6 months of card membership. It additionally just lately added a slew of new benefits to assist offset its $695 annual payment.

Amex Business Platinum

Small-business owners who journey incessantly would possibly want The Enterprise Platinum Card® from American Categorical, which comes with the identical Precedence Go and different lounge entry as the non-public model of the cardboard. Approved customers value $300 every and obtain their very own Precedence Go membership with visitor privileges.

The Amex Enterprise Platinum Card is providing a welcome bonus of 120,000 Membership Rewards® factors after spending $15,000 on eligible purchases together with your card throughout the first 3 months of card membership. You may offset its $695 annual payment with worthwhile assertion credit for airline incidental charges**, Dell Applied sciences, Certainly, Adobe, and U.S. wi-fi service suppliers**, and extra.

Marriott Bonvoy Brilliant

The Marriott Bonvoy Good™ American Categorical® Card is Marriott’s premium bank card, and together with upscale resort perks and assertion credit, it additionally gives a Precedence Go Choose membership for the first cardholder.

Once more, as a result of it is an Amex card, there is no entry to Precedence Go airport eating places, and on this case, approved customers do not get their very own membership.

The Marriott Bonvoy Good™ American Categorical® Card presently gives a hefty welcome bonus: 75,000 Marriott Bonvoy bonus factors after utilizing your new card to make $3,000 in purchases throughout the first 3 months of account opening.

There is a $450 annual payment, however in return, cardholders stand up to $300 in annual Marriott assertion credit (provide ends 9/22/22 and will probably be changed with a advantage of as much as $25 in assertion credit per thirty days for eligible purchases at eating places worldwide), Gold elite standing, and a free evening annually after your card renewal month at hotels that cost up to 50,000 points.

Amex Hilton Aspire card

The Hilton Honors American Categorical Aspire Card is among the best hotel credit cards due to the beneficiant advantages it gives. Together with complimentary top-tier Hilton Diamond elite status, cardholders obtain as much as $250 in Hilton resort credit every anniversary 12 months, as much as $250 in airline incidental fee credits** every calendar 12 months, and an annual free weekend night legitimate at practically any Hilton resort.

Cardholders obtain a Precedence Go Choose membership and visitor privileges (as much as two per go to), however once more, as a result of it is an Amex card, eating places are excluded. Approved customers don’t get their very own Precedence Go membership, both.

The Hilton Honors American Categorical Aspire Card is presently providing a welcome bonus of 150,000 factors after you spend no less than $4,000 in your first 3 months of account opening. There is a $450 annual payment.

US Bank Altitude Reserve

In case you’re already a US Financial institution buyer, you are eligible to use for the U.S. Financial institution Altitude® Reserve Visa Infinite® Card. This premium card comes with a restricted Precedence Go Choose membership which is legitimate for 12 months and comes with 4 free visits for the first cardholder and 4 visitor visits. Extra visits are $32 every, and approved customers aren’t eligible for their very own membership.

The cardboard additionally comes with glorious Visa Infinite advantages together with top-notch journey and buy protections. Cardholders obtain as much as $325 per 12 months in credit score towards journey and eating purchases, which offsets a lot of the card’s $400 annual payment.

There’s additionally a strong welcome bonus on the U.S. Financial institution Altitude® Reserve Visa Infinite® Card. New cardholders can earn 50,000 factors after you spend $4,500 on purchases within the first 90 days of account opening.

Amex Hilton Surpass card

In case you do not need to shell out lots of of {dollars} for an annual payment however nonetheless need Precedence Go lounge entry, the Hilton Honors American Categorical Surpass® Card is a superb choice. It has a $0 intro annual payment for the primary 12 months, then $95 (provide ends 10/26/22), but it surely comes with a Precedence Go Choose membership that features 10 free visits a 12 months.

It is a good selection for less-frequent vacationers who won’t want limitless lounge visits or care about restaurant credit. Remember the fact that approved customers will not obtain Precedence Go membership, both.

In case you open the Hilton Honors American Categorical Surpass® Card now, you may earn a wonderful welcome bonus of 130,000 factors after spending $2,000 in eligible purchases on the cardboard within the first 3 months of card membership.

Cardholders additionally obtain automatic Hilton Gold elite status which gives perks like higher rooms and free breakfast (presently awarded as a meals and beverage credit score). 

Amex Hilton Business card

Just like the Hilton Honors American Categorical Surpass® Card,  The Hilton Honors American Categorical Enterprise Card is a strong alternative in case you do not journey typically however nonetheless need Precedence Go airport lounge entry. Once more, eating places are excluded, however this card’s membership contains 10 free visits per 12 months.

For an affordable $95 annual payment, cardholders additionally obtain Hilton Gold elite standing and nice bonus incomes classes. Approved customers don’t obtain their very own Precedence Go membership.

The Hilton Honors American Categorical Enterprise Card is providing an enormous welcome bonus proper now: 130,000 bonus factors after spending $3,000 in purchases on the cardboard within the first 3 months of card membership. You’ll find out extra in our Hilton Honors Business card review.

Different bank cards with Precedence Go lounge entry

There are a few different bank cards that include Precedence Go Choose membership, however neither is presently accessible to new candidates:

• Citi Status® Card
  : Limitless visits for the first cardholder and as much as two visitors or speedy household (outlined as partner/home accomplice and kids underneath 18). Approved customers value $75 and get their very own Precedence Go Choose membership with the identical visitor privileges. The annual payment is $495 for the first cardmember.
• Ritz-Carlton Rewards® Credit score Card: Limitless visits for the first cardholder and no restrict on the variety of visitors. Approved customers are free and obtain the identical limitless visitor privileges. $450 annual payment.

The Ritz-Carlton Rewards® Credit score Card remains to be accessible as an improve from the Marriott Bonvoy Boundless® Credit score Card or Marriott Bonvoy Daring® Credit score Card. In case you’ve had considered one of these playing cards for no less than a 12 months, it is potential to name Chase and request to vary to the Ritz-Carlton Rewards® Credit score Card. You will not earn a welcome bonus, but it surely could possibly be value it if the cardboard’s advantages are worthwhile to you. 

What’s Precedence Go?

Precedence Go is a community of greater than 1,300 airport lounges, eating places, and cafés worldwide. Many of those are impartial lounges that are not affiliated with a specific airline, however typically you will discover branded lounges — just like the Air France/KLM lounge or Star Alliance lounge — at sure airports.

Many bigger US airports have Precedence Go lounges and eating places, however there are much more abroad, so having a Precedence Go membership is particularly helpful in case you journey internationally.

You’ll find Precedence Go lounges and eating places by looking for your airport on the Priority Pass website or via the Priority Pass app. Right here you can examine lounge hours, facilities, visitor insurance policies, and any restrictions to concentrate on.

Precedence Go lounges

Usually, airport lounges within the Precedence Go community are off-limits to most of the people except you’ve gotten entry via a membership, airline ticket, elite standing, or by way of a paid day cross. They provide a quieter, extra comfy place to chill out earlier than a flight, often providing mild meals and drinks, free Wi-Fi, and typically showers or different facilities relying on the situation.

International lounges are often nicer with higher facilities and meals than you will discover in US airports, too. Remember the fact that Precedence Go can deny access to its lounges if they are overcrowded — if it is busy, you will have to attend to get in.  

Precedence Go eating places, cafés, spas, and extra

Along with airport lounges, the Priority Pass network includes restaurants and cafés at airports like Houston (IAH) and San Francisco (SFO). Precedence Go members can get anyplace from $28 to $30 of free meals and drinks at collaborating eating places.

The credit score is often sufficient for an entrée or snack and grownup beverage — and this may be an effective way to save cash in case you’d in any other case purchase a dear meal on the airport. Some airports have a number of collaborating eating places, and there is no purpose you may’t use the credit score at each, even on the identical journey.

Some airports additionally produce other non-lounge experiences (like spas or relaxation suites) which are included within the Precedence Go community. In these circumstances, examine the Precedence Go web site or app to seek out out what’s included in your complimentary go to.

Consider American Express cardholders no longer get access to Priority Pass airport restaurants or most different non-lounge areas (like Be Calm down airport spas). 

Precedence Go membership choices

If you wish to purchase a Precedence Go membership, there are three choices:

• Normal membership: $99 per 12 months and allows you to purchase lounge passes for $32 per go to
• Normal Plus: $299 per 12 months and will get you 10 free visits
• Status membership: $429 per 12 months and contains limitless free visits to Precedence Go lounges

All of those membership tiers mean you can buy visitor passes for $32 per individual.

The Precedence Go membership you get from a bank card is known as Precedence Go Choose, which you’ll’t buy straight. It is significantly better than the publicly accessible memberships in that the majority bank cards provide some type of free visitor entry.

Bank cards with Precedence Go incessantly requested questions (FAQ)

Jasmin Baron, CEPF

Editor